Tax & Insurance Services • South Florida

Tax, Health & Life Services for South Florida Families

Tax preparation, ACA / Obamacare, life insurance, Medicare, and notary services — from one trusted advisor who knows your community and speaks your language. English, French, Creole, or Spanish.

10+ Years serving South Florida
5 Services under one roof
$0 Broker fees
3 Languages spoken
10+
Years experience
15+
Carriers compared
12
Cities served
4
Languages

Carrier network

We compare every major carrier — so you don't have to.

As an independent broker, we work with all the carriers below. That means our recommendation is shaped by your needs, not a sales quota.

ACA / Health Carriers
Medicare Carriers

What we do

Five services. One trusted advisor.

Tax preparation, ACA / Obamacare, life insurance, Medicare, and notary services — all backed by bilingual service and the small things that make financial decisions feel manageable.

Tax Services

Personal and small-business tax preparation, year-round planning, and friendly guidance from a preparer who knows the community — and answers his phone after April.

  • Personal & family tax returns (Form 1040)
  • Self-employed & 1099 returns (Schedule C)
  • ITIN applications & renewals
  • Quarterly estimated tax planning
  • Year-round support — not just at filing season
Learn about tax services →

ACA / Obamacare Health Insurance

Marketplace plans for individuals, families, and the self-employed. We check your subsidy eligibility, compare every carrier on the Florida exchange, and make sure your doctors are in network.

  • Marketplace plan comparisons
  • Subsidy & tax credit eligibility
  • Open enrollment guidance (Nov 1 – Jan 15)
  • Special Enrollment qualification
  • Family & self-employed coverage
Learn about ACA →

Life Insurance

Term, whole life, and final expense coverage from every major carrier — chosen to fit your family, your budget, and the people you want to protect.

  • Term life — affordable protection for working years
  • Whole & universal life — lifetime coverage with cash value
  • Final expense coverage for peace of mind
  • Beneficiary planning & policy reviews
  • No medical exam options available
Learn about life insurance →

Medicare

Whether you're turning 65 or rethinking your current plan, we walk you through Advantage, Supplement, and Part D in plain English — and stay with you each year for the Annual Enrollment review.

  • Medicare Advantage (Part C)
  • Medicare Supplement (Medigap)
  • Part D prescription drug plans
  • Turning-65 / Initial Enrollment guidance
  • Annual review (Oct 15 – Dec 7)
Learn about Medicare →

Notary Services

Florida-commissioned notary public for acknowledgments, affidavits, loan signings, copy certifications, and marriage ceremonies — by appointment in office or mobile to you.

  • Acknowledgments & affidavits
  • Loan signings & closing documents
  • Copy certifications
  • Marriage ceremonies (Florida notaries can officiate)
  • Mobile & in-office appointments
Learn about notary services →

Bilingual service

Every conversation, document, and follow-up — in English, French, Creole, or Spanish. Your choice, every time.

Free plan reviews

We don't charge you a dime. As a broker, we're paid by the carriers — at the same rate, regardless of which plan you choose.

Annual re-shop

Plans change every year. We re-check yours each open enrollment to make sure it's still the best fit — and switch you if it's not.

Local South Florida expertise

Twelve cities across Broward — we know the local hospital networks, the neighborhood specialists, and the carriers that actually cover them.

By the numbers

Real impact for South Florida families.

Independent, local, bilingual — supporting your family across tax season, open enrollment, and every milestone in between.

10+
Years serving South Florida
5
Services under one roof
12
Broward cities served
4
Languages spoken in office

Why JCKC

Independent. Bilingual. Local.

Most brokers work for a carrier. We work for you — comparing every available plan and explaining it in the language you're most comfortable in.

Independent broker

We're not tied to a single carrier. That means our advice is shaped by your needs and budget, not by what we're paid to sell.

Multilingual — four languages

English, French, Creole, and Spanish — the same broker, the same advice, in the language your family actually speaks at home.

Local to South Florida

Twelve cities across Broward, from Hollywood to Parkland. We know the hospital networks and the carriers that cover them.

One advisor, every milestone

Tax season, open enrollment, a new job, a new baby, turning 65 — you call one person who already knows your family and your story.

Jacky Catule, JCKC Financial Services, in conversation with a client

Meet our founder

A story of faith, perseverance, and service.

Jacky Catule is a Haitian-born entrepreneur and financial service professional. Raised in Haiti by a single mother who worked tirelessly to provide for her four children, he learned early the values of resilience, humility, and perseverance.

His first job in the United States was as a dishwasher — long hours, no breaks, $6 an hour. He moved from one low-paying job to another, and at one point, after losing his job with his wife laid off just a month before the birth of their second child, the family was forced to move in with relatives. Through it all, his faith never wavered.

Today, as the founder of JCKC Financial Services, Jacky's mission is to educate and guide individuals and families — especially within the Haitian community — so they can make informed financial decisions, protect their future, and build generational stability.

Read Jacky's full story

What clients say

Real reviews from real neighbors.

“Jacky walked us through every Medicare option in Creole, found a plan that kept our doctors, and saved my mother almost $1,200 a year. He answers his phone every time.”

— South Florida client

Real Google reviews appear here once the profile is connected.

Frequently asked

Plain answers to the questions we hear most.

Ready to talk? Free consultation, no pressure.

A quick call is usually enough to know what's possible — and we'll never push you into a plan that isn't the right fit.

Get in touch

Let's review your plan together.

Phone, email, or in person — whichever is easiest. We're happy to meet in your preferred language.

Phone (954) 825-9923 Call or text →
Fax (954) 533-4796 Send a fax
Email info@jckcfinancial.com Send email →
Hours Mon–Fri 9 AM – 6 PM Schedule a time →
  Service area: 12 cities across Broward County