Broward County by the numbers
Every figure in this table comes from the CMS landscape files for the two plan years, counted the same way on both sides. Medicare Advantage and MA-PD figures exclude Special Needs Plans, which are counted on their own row and have their own table further down.
| Measure | 2026 | 2027 | 2027 vs 2026 |
|---|---|---|---|
| Medicare Advantage plans (excludes SNPs) | 50 | 44 | −6 |
| Plans with a $0 monthly premium | 43 | 38 | −5 |
| Average Part C premium | $2.13 | $2.55 | +$0.42 |
| Average consolidated Part C + D premium (MA-PD plans only) | $12.11 | $15.22 | +$3.11 |
| Average monthly premium actually charged (all plans) | $10.53 | $12.66 | +$2.13 |
| Plans with no Part D coverage (medical only) | 10 | 8 | −2 |
| Average in-network maximum out-of-pocket | $4,697 | $4,824 | +$127 |
| Highest in-network maximum out-of-pocket | $9,250 | $9,850 | +$600 |
| Average annual Part D deductible | $305.50 | $452.64 | +$147.14 |
| Special Needs Plans (counted separately) | 69 | 62 | −7 |
What changes in Broward County for 2027
Comparing the 2026 and 2027 landscape files for Broward County plan by plan, here is what actually moved:
- 6 fewer Medicare Advantage plans — 50 in 2026, 44 for 2027. 29 plan records from 2026 are gone from the 2027 file; 16 are new.
- $0-premium plans — 43 in 2026, 38 for 2027, counting the Part C premium on the medical-only plans that have no Part D component. A $0 premium is not the same as a cheap plan: look at the out-of-pocket maximum and the drug deductible in the same row, because that is where a $0-premium plan recovers the difference.
- Deductibles and out-of-pocket maximums both rose — the average Part D deductible on a Broward Medicare Advantage plan went from $305.50 to $452.64, and the average out-of-pocket maximum to $4,824, with the highest on the shelf at $9,850. The statutory Part D deductible ceiling rose from $615 to $700.
- Stand-alone drug plans got more expensive — Florida’s Part D region goes from 10 stand-alone plans to 11, and from 2 $0-premium plans to none. The annual out-of-pocket cap on covered drugs rises from $2,100 to $2,400.
Your Annual Notice of Change is the document that matters
If you are already in a Medicare Advantage or Part D plan, your carrier was required to send you an Annual Notice of Change (ANOC) by September 30 for coverage starting January 1. It is not marketing — it is the legal statement of what your own plan is changing. Four lines are worth finding: the monthly premium, the annual drug deductible, the in-network maximum out-of-pocket, and whether your plan is being consolidated into another one. If the ANOC says your plan is ending or merging and you do nothing, you will be moved somewhere you did not choose.
For the rules behind all of this, CMS publishes the official handbook each year: Medicare & You 2027 (PDF, medicare.gov).
Plans leaving the Broward shelf
29 plan records present in Broward County for 2026 do not appear for 2027. Some are genuine withdrawals; many are consolidations, where a carrier folds two or three plans into one and moves the members across. Until CMS publishes the plan crosswalk for 2027, the landscape file alone cannot tell you which is which for a specific plan — so we do not label any individual plan “terminated” here. What we can say is which carriers have fewer plan records on the 2027 shelf than they had on the 2026 one.
Carriers with at least one 2026 plan record not on the 2027 shelf: Aetna Medicare · Align Senior Care · AmeriHealth Caritas VIP Care (HMO-D-SNP) · CarePlus Health Plans, Inc. · Doctors HealthCare Plans, Inc. · Freedom Health, Inc. · HealthSpring · Humana · Optimum HealthCare, Inc. · Simply Healthcare Plans, Inc. · UnitedHealthcare · Wellcare
Carriers with plan records new for 2027: Aetna Medicare · Align Senior Care · AmeriHealth Caritas VIP Care (HMO-D-SNP) · Devoted Health · Doctors HealthCare Plans, Inc. · Gold Kidney Health Plan · Humana · Solis Health Plans · Wellcare
Where Broward County’s Medicare population actually is
Plan counts tell you what is for sale. Enrollment tells you what people here actually chose. These are CMS figures for Broward County as of June 2026.
| Group | People | Share |
|---|---|---|
| All Medicare beneficiaries in the county | 380,230 | 100% |
| In a Medicare Advantage or other health plan | 246,276 | 64.8% |
| On Original Medicare | 133,954 | 35.2% |
| With drug coverage through a Medicare Advantage plan | 239,662 | 63.0% |
| With a stand-alone Part D drug plan | 85,738 | 22.5% |
| Dual eligible (Medicare and Medicaid) | 83,971 | 22.1% |
| Receiving Part D Extra Help (low-income subsidy) | 92,958 | 24.4% |
Broward sits in the middle of the three South Florida counties on almost every measure. Close to two in three beneficiaries are already in a Medicare Advantage plan, and 85,738 people hold a stand-alone Part D plan alongside Original Medicare — a group big enough that the Part D premium increases coming in 2027 will be felt widely here.
Every 2027 Medicare Advantage plan in Broward County
Grouped by plan type, because plan type decides how referrals and out-of-network care work and it is the first filter most people should apply. Star ratings shown are the contract’s 2026 overall rating, the newest CMS has published. Plans marked new for 2027 had no matching record in the 2026 file.
HMO plans (23 for 2027)
23 HMO plans for 2027, against 30 in 2026. 23 carry a $0 monthly premium and 2 have no Part D coverage at all. Average monthly premium $0; average out-of-pocket maximum $3,644; average drug deductible $310 across the MA-PD plans.
| Plan | Carrier | 2026 stars | Stability | Premium (C+D) | Max out-of-pocket | Drug deductible | Contract-Plan ID |
|---|---|---|---|---|---|---|---|
| Aetna Medicare Select (HMO) | Aetna Medicare | 4.5★ | Strong | $0 | $2,900 | $0 | H1609-018 |
| CareAccess (HMO) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $2,250 | $0 | H1019-148 |
| CareFree Giveback (HMO) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $5,000 | $700 | H1019-065 |
| CareSalute (HMO) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 no Part D | $4,150 | no Part D | H1019-132 |
| DEVOTED CORE 002 FL (HMO) | Devoted Health | 5★ | Strong | $0 | $3,950 | $650 | H1290-002 |
| DEVOTED CORE 037 FL (HMO) | Devoted Health | 5★ | Strong | $0 | $3,900 | $650 | H1290-037 |
| DEVOTED CORE 056 FL (HMO) | Devoted Health | 5★ | Strong | $0 | $3,900 | $465 | H1290-056 |
| DEVOTED GIVEBACK 014 FL (HMO) | Devoted Health | 5★ | Strong | $0 | $7,150 | $650 | H1290-014 |
| DEVOTED GIVEBACK EXTRAS 117 FL (HMO) New for 2027 | Devoted Health | 5★ | Strong | $0 | $5,150 | $700 | H1290-117 |
| DrSelect-SFL (HMO) New for 2027 | Doctors HealthCare Plans, Inc. | 4★ | Strong | $0 | $3,000 | $0 | H4140-023 |
| BlueMedicare Classic (HMO) | Florida Blue HMO | 4★ | Strong | $0 | $6,750 | $700 | H1035-019 |
| BlueMedicare Premier (HMO) | Florida Blue HMO | 4★ | Strong | $0 | $4,451 | $700 | H1035-025 |
| HealthSun HealthAdvantage Plan (HMO) | HealthSun Health Plans, Inc. | 4.5★ | Strong | $0 | $2,500 | $0 | H5431-012 |
| HealthSun HealthAdvantage Plus (HMO) | HealthSun Health Plans, Inc. | 4.5★ | Strong | $0 | $3,450 | $0 | H5431-018 |
| HealthSun MediMax (HMO) | HealthSun Health Plans, Inc. | 4.5★ | Strong | $0 | $3,450 | $105 | H5431-006 |
| Humana Gold Plus Giveback H1036-305 (HMO) | Humana | 4.5★ | Strong | $0 | $3,850 | $0 | H1036-305 |
| Humana Gold Plus H1036-065C (HMO) | Humana | 4.5★ | Strong | $0 | $1,000 | $0 | H1036-065 |
| Humana USAA Honor Giveback (HMO) | Humana | 4.5★ | Strong | $0 no Part D | $3,400 | no Part D | H1036-279 |
| Optimum Gold Rewards Plan (HMO) | Optimum HealthCare, Inc. | 4.5★ | Strong | $0 | $1,900 | $0 | H5594-001 |
| Optimum Platinum Plan (HMO) | Optimum HealthCare, Inc. | 4.5★ | Strong | $0 | $1,000 | $0 | H5594-002 |
| Solis Healthy Living Plan (HMO) | Solis Health Plans | 3.5★ | Average | $0 | $2,900 | $0 | H0982-007 |
| UHC MedicareMax Medicare Advantage FL-0029 (HMO) | UnitedHealthcare | 4.5★ | Strong | $0 | $3,900 | $685 | H5420-003 |
| UHC Preferred Medicare Advantage FL-0002 (HMO) | UnitedHealthcare | 4.5★ | Strong | $0 | $3,900 | $505 | H1045-005 |
Premiums are the monthly figure the plan charges, from the CMS 2027 landscape file: the consolidated Part C + D premium where the plan includes drug coverage, and the Part C premium where it does not. Maximum out-of-pocket is the in-network annual limit. Star ratings are the contract’s 2026 overall rating. Contract-Plan IDs let you look any row up on medicare.gov.
Is an HMO the right shape for me?
An HMO is the tightest and usually the cheapest. You pick a primary care physician inside the network, referrals go through them, and out-of-network care is generally not covered except for emergencies and dialysis. It is a good fit if your doctors are all in one system and you do not spend months out of state. It is a poor fit if you travel, split the year between two homes, or see specialists across several systems.
HMO-POS plans (4 for 2027)
4 HMO-POS plans for 2027, against 3 in 2026. 4 carry a $0 monthly premium and 0 have no Part D coverage at all. Average monthly premium $0; average out-of-pocket maximum $2,963; average drug deductible $525 across the MA-PD plans.
| Plan | Carrier | 2026 stars | Stability | Premium (C+D) | Max out-of-pocket | Drug deductible | Contract-Plan ID |
|---|---|---|---|---|---|---|---|
| CareFree Platinum Giveback (HMO-POS) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $3,400 | $700 | H1019-135 |
| CareOne Plus (HMO-POS) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $750 | $0 | H1019-001 |
| Wellcare Giveback (HMO-POS) | Wellcare | 4★ | Strong | $0 | $5,000 | $700 | H1032-195 |
| Wellcare Simple (HMO-POS) | Wellcare | 4★ | Strong | $0 | $2,700 | $700 | H1032-196 |
Premiums are the monthly figure the plan charges, from the CMS 2027 landscape file: the consolidated Part C + D premium where the plan includes drug coverage, and the Part C premium where it does not. Maximum out-of-pocket is the in-network annual limit. Star ratings are the contract’s 2026 overall rating. Contract-Plan IDs let you look any row up on medicare.gov.
Is an HMO-POS the right shape for me?
An HMO-POS is an HMO with a point-of-service option — a defined list of services you can get out of network, at a higher cost share. It is a middle ground, but the list is specific and usually short, so read what is actually included rather than assuming it means general out-of-network coverage.
PPO plans (12 for 2027)
12 PPO plans for 2027, against 12 in 2026. 10 carry a $0 monthly premium and 4 have no Part D coverage at all. Average monthly premium $18.75; average out-of-pocket maximum $6,308; average drug deductible $700 across the MA-PD plans.
| Plan | Carrier | 2026 stars | Stability | Premium (C+D) | Max out-of-pocket | Drug deductible | Contract-Plan ID |
|---|---|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | 4.5★ | Strong | $0 no Part D | $7,150 | no Part D | H5521-306 |
| BlueMedicare Patriot (PPO) | Florida Blue | 3.5★ | Average | $0 no Part D | $6,750 | no Part D | H5434-044 |
| BlueMedicare Select (PPO) | Florida Blue | 3.5★ | Average | $173 | $7,500 | $700 | H5434-002 |
| BlueMedicare Value (PPO) | Florida Blue | 3.5★ | Average | $0 | $9,250 | $700 | H5434-026 |
| Humana USAA Honor Giveback (PPO) | Humana | 4.5★ | Strong | $0 no Part D | $6,750 | no Part D | H7617-108 |
| Humana USAA Honor Giveback (PPO) | Humana | 3.5★ | Average | $0 no Part D | $4,900 | no Part D | H5216-256 |
| HumanaChoice Florida H5216-068 (PPO) | Humana | 3.5★ | Average | $0 | $3,900 | $700 | H5216-068 |
| HumanaChoice Florida H7284-008 (PPO) | Humana | 3.5★ | Average | $52 | $4,150 | $700 | H7284-008 |
| HumanaChoice Florida H7617-107 (PPO) | Humana | 4.5★ | Strong | $0 | $3,900 | $700 | H7617-107 |
| HumanaChoice Giveback H5216-311 (PPO) | Humana | 3.5★ | Average | $0 | $7,150 | $700 | H5216-311 |
| HumanaChoice Giveback H7617-110 (PPO) | Humana | 4.5★ | Strong | $0 | $7,150 | $700 | H7617-110 |
| HumanaChoice Giveback H7617-145 (PPO) New for 2027 | Humana | 4.5★ | Strong | $0 | $7,150 | $700 | H7617-145 |
Premiums are the monthly figure the plan charges, from the CMS 2027 landscape file: the consolidated Part C + D premium where the plan includes drug coverage, and the Part C premium where it does not. Maximum out-of-pocket is the in-network annual limit. Star ratings are the contract’s 2026 overall rating. Contract-Plan IDs let you look any row up on medicare.gov.
Is a PPO the right shape for me?
A PPO lets you see out-of-network providers without a referral, at a higher cost share, and does not require a primary care gatekeeper. That flexibility normally shows up as a higher premium or a higher out-of-pocket maximum. It is the usual answer for people who travel, winter here, or want to keep a specialist outside the plan’s main system.
Regional PPO plans (5 for 2027)
5 Regional PPO plans for 2027, against 5 in 2026. 1 carry a $0 monthly premium and 2 have no Part D coverage at all. Average monthly premium $66.40; average out-of-pocket maximum $8,180; average drug deductible $695 across the MA-PD plans.
| Plan | Carrier | 2026 stars | Stability | Premium (C+D) | Max out-of-pocket | Drug deductible | Contract-Plan ID |
|---|---|---|---|---|---|---|---|
| HumanaChoice R5826-005 (Regional PPO) | Humana | 3.5★ | Average | $161 | $6,700 | $700 | R5826-005 |
| HumanaChoice R5826-018 (Regional PPO) | Humana | 3.5★ | Average | $9 no Part D | $7,550 | no Part D | R5826-018 |
| HumanaChoice R5826-074 (Regional PPO) | Humana | 3.5★ | Average | $35 | $7,550 | $700 | R5826-074 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | 3.5★ | Average | $127 | $9,850 | $685 | R0759-001 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | 3.5★ | Average | $0 no Part D | $9,250 | no Part D | R0759-002 |
Premiums are the monthly figure the plan charges, from the CMS 2027 landscape file: the consolidated Part C + D premium where the plan includes drug coverage, and the Part C premium where it does not. Maximum out-of-pocket is the in-network annual limit. Star ratings are the contract’s 2026 overall rating. Contract-Plan IDs let you look any row up on medicare.gov.
Is a Regional PPO the right shape for me?
A Regional PPO covers a whole CMS region rather than a single county, with one uniform benefit package and premium across it. If you move between Florida counties through the year, that uniformity is the point. Networks are generally broad but the out-of-pocket maximums here run at the high end of the shelf.
Special Needs Plans (62 for 2027)
Special Needs Plans are restricted to people who meet a specific condition: being on both Medicare and Medicaid (D-SNP), having a qualifying chronic condition (C-SNP), or living in an institution (I-SNP). They are listed separately because their premiums, deductibles and out-of-pocket maximums are not comparable with regular Medicare Advantage plans, and averaging them together distorts both.
| Plan | Carrier | 2026 stars | Stability | Premium (C+D) | Max out-of-pocket | Drug deductible | SNP type | Contract-Plan ID |
|---|---|---|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | 4.5★ | Strong | $0 | $3,900 | $0 | Chronic or Disabling Condition | H1609-080 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | 4.5★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1609-073 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) New for 2027 | Aetna Medicare | 4.5★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1609-103 |
| Aetna Medicare QMB Only Select (HMO D-SNP) | Aetna Medicare | 4.5★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1609-043 |
| Premier Care (HMO I-SNP) New for 2027 | Align Senior Care | Not rated | Too new to rate | $0 | $2,200 | $450 | Institutional | H9917-007 |
| Senior Care (HMO I-SNP) New for 2027 | Align Senior Care | Not rated | Too new to rate | $2.10 | $9,850 | $700 | Institutional | H9917-006 |
| American Health Advantage of Florida (HMO I-SNP) | American Health Advantage of Florida | Not rated | Too new to rate | $7.30 | $9,850 | $700 | Institutional | H6652-001 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) New for 2027 | AmeriHealth Caritas VIP Care (HMO-D-SNP) | Not rated | Too new to rate | $0 | $9,850 | $0 | Dual-Eligible | H6378-002 |
| CareBreeze (HMO C-SNP) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $2,000 | $700 | Chronic or Disabling Condition | H1019-154 |
| CareBreeze Platinum (HMO-POS C-SNP) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $3,400 | $700 | Chronic or Disabling Condition | H1019-124 |
| CareComplete (HMO C-SNP) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $2,000 | $700 | Chronic or Disabling Condition | H1019-150 |
| CareComplete Platinum (HMO-POS C-SNP) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $3,400 | $700 | Chronic or Disabling Condition | H1019-130 |
| CareNeeds Platinum (HMO D-SNP) | CarePlus Health Plans, Inc. | 4.5★ | Strong | $0 | $3,400 | $700 | Dual-Eligible | H1019-023 |
| DEVOTED C-SNP ENHANCED 073 FL (HMO C-SNP) | Devoted Health | 5★ | Strong | $0 | $4,400 | $465 | Chronic or Disabling Condition | H1290-073 |
| DEVOTED C-SNP PLUS 084 FL (HMO C-SNP) | Devoted Health | 5★ | Strong | $0 | $9,850 | $461 | Chronic or Disabling Condition | H1290-084 |
| DEVOTED DUAL 020 FL (HMO D-SNP) | Devoted Health | 5★ | Strong | $0 | $4,400 | $700 | Dual-Eligible | H1290-020 |
| DEVOTED DUAL FULL 077 FL (HMO D-SNP) | Devoted Health | 5★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1290-077 |
| DEVOTED DUAL QMB 054 FL (HMO D-SNP) | Devoted Health | 5★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1290-054 |
| DrExtraCare-SFL (HMO C-SNP) New for 2027 | Doctors HealthCare Plans, Inc. | 4★ | Strong | $0 | $3,400 | $0 | Chronic or Disabling Condition | H4140-024 |
| DrFullDual-SFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | 4★ | Strong | $0 | $3,400 | $700 | Dual-Eligible | H4140-013 |
| DrPartialDual-SFL (HMO D-SNP) New for 2027 | Doctors HealthCare Plans, Inc. | 4★ | Strong | $0 | $3,400 | $700 | Dual-Eligible | H4140-020 |
| Florida Complete Care (HMO I-SNP) | Florida Complete Care | 3★ | Watch | $0 | $3,400 | $260 | Institutional | H9986-001 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | Florida Complete Care | 3★ | Watch | $0 | $3,400 | $260 | Institutional | H9986-002 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | 3★ | Watch | $0 | $3,400 | $260 | Dual-Eligible | H9986-004 |
| Freedom Medi-Medi Partial (HMO D-SNP) | Freedom Health, Inc. | 4.5★ | Strong | $0 | $500 | $105 | Dual-Eligible | H5427-078 |
| Freedom VIP Savings (HMO C-SNP) | Freedom Health, Inc. | 4.5★ | Strong | $0 | $3,400 | $0 | Chronic or Disabling Condition | H5427-082 |
| Freedom VIP Savings COPD (HMO C-SNP) | Freedom Health, Inc. | 4.5★ | Strong | $0 | $3,400 | $0 | Chronic or Disabling Condition | H5427-083 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | Not rated | Too new to rate | $0 | $3,400 | $0 | Chronic or Disabling Condition | H1526-003 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | Not rated | Too new to rate | $7.30 | $9,250 | $700 | Chronic or Disabling Condition | H1526-004 |
| Gold Dialysis Premier (HMO-POS C-SNP) New for 2027 | Gold Kidney Health Plan | Not rated | Too new to rate | $0 | $2,400 | $0 | Chronic or Disabling Condition | H1526-011 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | Not rated | Too new to rate | $0 | $2,700 | $0 | Chronic or Disabling Condition | H1526-001 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | Not rated | Too new to rate | $7.30 | $9,750 | $700 | Chronic or Disabling Condition | H1526-002 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) New for 2027 | Gold Kidney Health Plan | Not rated | Too new to rate | $0 | $4,100 | $0 | Chronic or Disabling Condition | H1526-012 |
| HealthSun MediSun Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | 4.5★ | Strong | $0 | $3,450 | $700 | Dual-Eligible | H5431-019 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | 4.5★ | Strong | $0 | $3,450 | $700 | Dual-Eligible | H5431-026 |
| HealthSun VitalCare (HMO C-SNP) | HealthSun Health Plans, Inc. | 4.5★ | Strong | $0 | $1,900 | $0 | Chronic or Disabling Condition | H5431-021 |
| Humana Dual Integrated (HMO D-SNP) | Humana | 4.5★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1036-339 |
| Humana Dual Integrated (PPO D-SNP) New for 2027 | Humana | 3.5★ | Average | $0 | $9,850 | $620 | Dual-Eligible | H7284-013 |
| Humana Dual Select H1036-077 (HMO D-SNP) | Humana | 4.5★ | Strong | $0 | $3,400 | $700 | Dual-Eligible | H1036-077 |
| Humana Dual Select H1036-304 (HMO D-SNP) | Humana | 4.5★ | Strong | $0 | $3,400 | $700 | Dual-Eligible | H1036-304 |
| Humana Dual Select H7284-010 (PPO D-SNP) | Humana | 3.5★ | Average | $0 | $4,900 | $300 | Dual-Eligible | H7284-010 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | 4.5★ | Strong | $0 | $3,400 | $700 | Dual-Eligible | H1036-280 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | 4.5★ | Strong | $0 | $2,450 | $700 | Chronic or Disabling Condition | H1036-121 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | 4.5★ | Strong | $0 | $2,450 | $700 | Chronic or Disabling Condition | H1036-297 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | Not rated | Too new to rate | $7.30 | $9,850 | $700 | Institutional | H1644-001 |
| Optimum Emerald Partial (HMO D-SNP) | Optimum HealthCare, Inc. | 4.5★ | Strong | $0 | $500 | $105 | Dual-Eligible | H5594-016 |
| Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | 4.5★ | Strong | $0 | $500 | $350 | Dual-Eligible | H5471-125 |
| Solis Balanced Plan (HMO C-SNP) New for 2027 | Solis Health Plans | 3.5★ | Average | $7.30 | $3,200 | $700 | Chronic or Disabling Condition | H0982-034 |
| Solis Guardian Plan (HMO D-SNP) | Solis Health Plans | 3.5★ | Average | $7.30 | $3,400 | $700 | Dual-Eligible | H0982-012 |
| Solis Wellness Giveback Plan (HMO C-SNP) | Solis Health Plans | 3.5★ | Average | $0 | $3,400 | $0 | Chronic or Disabling Condition | H0982-030 |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | 3.5★ | Average | $0 | $2,900 | $0 | Chronic or Disabling Condition | H0982-017 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | 4★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1889-002 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | 3.5★ | Average | $0 | $9,850 | $700 | Dual-Eligible | R0759-003 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | 4★ | Strong | $7.30 | $9,850 | $700 | Dual-Eligible | H1889-026 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealthcare | 4.5★ | Strong | $6.10 | $9,850 | $700 | Institutional | H0710-010 |
| UHC Preferred Dual Complete FL-QV4 (HMO D-SNP) | UnitedHealthcare | 4.5★ | Strong | $0 | $9,850 | $400 | Dual-Eligible | H1045-012 |
| UHC Preferred Dual Complete FL-QV5 (HMO D-SNP) | UnitedHealthcare | 4.5★ | Strong | $7.30 | $2,900 | $700 | Dual-Eligible | H1045-061 |
| UHC Preferred Dual Complete FL-Y6 (HMO-POS D-SNP) | UnitedHealthcare | 4.5★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1045-063 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) New for 2027 | Wellcare | 4★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1032-248 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) New for 2027 | Wellcare | 4★ | Strong | $0 | $9,850 | $700 | Dual-Eligible | H1032-246 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) New for 2027 | Wellcare | 4★ | Strong | $7.30 | $9,850 | $700 | Dual-Eligible | H1032-250 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | 4★ | Strong | $0 | $3,000 | $700 | Dual-Eligible | H1032-202 |
Premiums are the monthly figure the plan charges, from the CMS 2027 landscape file: the consolidated Part C + D premium where the plan includes drug coverage, and the Part C premium where it does not. Maximum out-of-pocket is the in-network annual limit. Star ratings are the contract’s 2026 overall rating. Contract-Plan IDs let you look any row up on medicare.gov.
How do I know whether I qualify for one of these?
D-SNP eligibility follows your Medicaid status, including partial Medicaid through a Medicare Savings Program — and 83,971 people in Broward County, 22.1% of all beneficiaries, are dual eligible. C-SNP eligibility needs your doctor to confirm the qualifying condition. I-SNPs require institutional residence. If you think you may qualify but have never been in one, that is worth checking: eligibility can change without anyone telling you, and a D-SNP will usually beat a regular plan on cost if you qualify.
Plan ratings in Broward County
CMS rates each Medicare contract from 1 to 5 stars on clinical quality, member experience and customer service. Ratings apply to the contract, not the individual plan, so every plan under one contract carries the same overall rating. The distribution below covers the Medicare Advantage plans available in Broward County and excludes Special Needs Plans.
| Overall rating | Plans | Share |
|---|---|---|
| 5★ | 4 | 8.0% |
| 4.5★ | 24 | 48.0% |
| 4★ | 7 | 14.0% |
| 3.5★ | 15 | 30.0% |
The average is 4.17 stars across 50 rated plans, and 70% are at 4 stars or better. 0 plans have no rating because their contract is too new to have one — that is not a bad score, it is the absence of a score, and it is worth treating differently from a low one.
Hospitals and care in Broward County
What Broward County adults are actually living with
These are CDC estimates for Broward County adults, from the 2023 PLACES release. They are crude rates — the share of adults here who have the condition — rather than age-adjusted ones, because what matters when you pick a plan is what people in this county are actually being treated for. High cholesterol leads at 38.2% of 1,559,291 adults.
| Condition | Share of adults | Adults, approx. |
|---|---|---|
| High cholesterol | 38.2% | 595,649 |
| High blood pressure | 36.3% | 566,023 |
| Arthritis | 23.6% | 367,993 |
| Diabetes | 13.5% | 210,504 |
| Coronary heart disease | 6.7% | 104,472 |
| COPD | 6.3% | 98,235 |
| Stroke | 3.7% | 57,694 |
CDC PLACES 2023, model-based small area estimates from BRFSS, crude prevalence among adults 18 and over. Counts are that rate applied to the county adult population and are rounded.
Hospitals in Broward County and how CMS rates them
Broward County has 15 Medicare-certified acute-care hospitals. CMS rates 15 of them, and the county average is 3.2 stars, with 5 at 4 stars or better. The rating covers mortality, safety, readmission, patient experience and timeliness — it is not a statement about whether a given plan has that hospital in network.
| Hospital | City | CMS stars | Emergency room |
|---|---|---|---|
| Cleveland Clinic Hospital | Weston | 5★ | Yes |
| Memorial Hospital Miramar | Miramar | 5★ | Yes |
| Broward Health Coral Springs | Coral Springs | 4★ | Yes |
| Holy Cross Hospital | Ft Lauderdale | 4★ | Yes |
| Memorial Hospital Pembroke | Pembroke Pines | 4★ | Yes |
| Broward Health Imperial Point | Fort Lauderdale | 3★ | No |
| Broward Health Medical Center | Fort Lauderdale | 3★ | Yes |
| Broward Health North | Deerfield Beach | 3★ | Yes |
| HCA Florida University Hospital | Davie | 3★ | Yes |
| Memorial Hospital West | Pembroke Pines | 3★ | Yes |
| Memorial Regional Hospital | Hollywood | 3★ | Yes |
| HCA Florida Mercy Hospital | Plantation | 2★ | Yes |
| HCA Florida Northwest Hospital | Margate | 2★ | Yes |
| University Hospital and Medical Center | Tamarac | 2★ | Yes |
| Westside Regional Medical Center | Plantation | 2★ | No |
CMS Hospital General Information, acute-care hospitals only. A hospital with no rating has not been rated, which is different from being rated poorly.
Which systems the plans build around
Networks are the part of a Medicare Advantage plan that is hardest to change your mind about later. In Broward, most plans build around a handful of systems, and which one your doctors admit to usually decides which plans are realistic for you.
- Broward Health — Broward Health Medical Center (Fort Lauderdale), Broward Health North (Deerfield Beach), Broward Health Imperial Point, Broward Health Coral Springs. The county’s public system, and the widest geographic spread in the north and central county.
- Memorial Healthcare System — Memorial Regional and Memorial Regional South (Hollywood), Memorial Hospital West (Pembroke Pines), Memorial Hospital Miramar, Memorial Hospital Pembroke. The anchor in south Broward.
- Holy Cross Health (Fort Lauderdale) and Cleveland Clinic Weston — both carry narrower plan participation than the two big systems, so check them specifically rather than assuming.
- HCA Florida — Westside (Plantation), University (Davie), Northwest (Margate). Commonly in network, but the physician groups attached to them vary plan by plan.
- Dialysis, oncology and cardiology are the three places where a network gap costs the most. If you are in active treatment, bring the facility name and the treating physician’s name to the review, not just the hospital.
Filter the 2027 Broward County shelf
All 44 Medicare Advantage plans and 62 Special Needs Plans in one table. Narrow it by what you actually care about. This runs in your browser — nothing is sent anywhere, and no contact details are asked for.
Showing 106 of 106 plans.
| Plan | Carrier | Type | 2026 stars | Premium (C+D) | Max out-of-pocket | Drug deductible |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | 4.5★ | $0 | $7,150 | no Part D |
| Aetna Medicare Select (HMO) | Aetna Medicare | HMO | 4.5★ | $0 | $2,900 | $0 |
| CareAccess (HMO) | CarePlus Health Plans, Inc. | HMO | 4.5★ | $0 | $2,250 | $0 |
| CareFree Giveback (HMO) | CarePlus Health Plans, Inc. | HMO | 4.5★ | $0 | $5,000 | $700 |
| CareFree Platinum Giveback (HMO-POS) | CarePlus Health Plans, Inc. | HMO-POS | 4.5★ | $0 | $3,400 | $700 |
| CareOne Plus (HMO-POS) | CarePlus Health Plans, Inc. | HMO-POS | 4.5★ | $0 | $750 | $0 |
| CareSalute (HMO) | CarePlus Health Plans, Inc. | HMO | 4.5★ | $0 | $4,150 | no Part D |
| DEVOTED CORE 002 FL (HMO) | Devoted Health | HMO | 5★ | $0 | $3,950 | $650 |
| DEVOTED CORE 037 FL (HMO) | Devoted Health | HMO | 5★ | $0 | $3,900 | $650 |
| DEVOTED CORE 056 FL (HMO) | Devoted Health | HMO | 5★ | $0 | $3,900 | $465 |
| DEVOTED GIVEBACK 014 FL (HMO) | Devoted Health | HMO | 5★ | $0 | $7,150 | $650 |
| DEVOTED GIVEBACK EXTRAS 117 FL (HMO) | Devoted Health | HMO | 5★ | $0 | $5,150 | $700 |
| DrSelect-SFL (HMO) | Doctors HealthCare Plans, Inc. | HMO | 4★ | $0 | $3,000 | $0 |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | 3.5★ | $0 | $6,750 | no Part D |
| BlueMedicare Select (PPO) | Florida Blue | PPO | 3.5★ | $173 | $7,500 | $700 |
| BlueMedicare Value (PPO) | Florida Blue | PPO | 3.5★ | $0 | $9,250 | $700 |
| BlueMedicare Classic (HMO) | Florida Blue HMO | HMO | 4★ | $0 | $6,750 | $700 |
| BlueMedicare Premier (HMO) | Florida Blue HMO | HMO | 4★ | $0 | $4,451 | $700 |
| HealthSun HealthAdvantage Plan (HMO) | HealthSun Health Plans, Inc. | HMO | 4.5★ | $0 | $2,500 | $0 |
| HealthSun HealthAdvantage Plus (HMO) | HealthSun Health Plans, Inc. | HMO | 4.5★ | $0 | $3,450 | $0 |
| HealthSun MediMax (HMO) | HealthSun Health Plans, Inc. | HMO | 4.5★ | $0 | $3,450 | $105 |
| Humana Gold Plus Giveback H1036-305 (HMO) | Humana | HMO | 4.5★ | $0 | $3,850 | $0 |
| Humana Gold Plus H1036-065C (HMO) | Humana | HMO | 4.5★ | $0 | $1,000 | $0 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | 4.5★ | $0 | $3,400 | no Part D |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4.5★ | $0 | $6,750 | no Part D |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 3.5★ | $0 | $4,900 | no Part D |
| HumanaChoice Florida H5216-068 (PPO) | Humana | PPO | 3.5★ | $0 | $3,900 | $700 |
| HumanaChoice Florida H7284-008 (PPO) | Humana | PPO | 3.5★ | $52 | $4,150 | $700 |
| HumanaChoice Florida H7617-107 (PPO) | Humana | PPO | 4.5★ | $0 | $3,900 | $700 |
| HumanaChoice Giveback H5216-311 (PPO) | Humana | PPO | 3.5★ | $0 | $7,150 | $700 |
| HumanaChoice Giveback H7617-110 (PPO) | Humana | PPO | 4.5★ | $0 | $7,150 | $700 |
| HumanaChoice Giveback H7617-145 (PPO) | Humana | PPO | 4.5★ | $0 | $7,150 | $700 |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | 3.5★ | $161 | $6,700 | $700 |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | 3.5★ | $9 | $7,550 | no Part D |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | 3.5★ | $35 | $7,550 | $700 |
| Optimum Gold Rewards Plan (HMO) | Optimum HealthCare, Inc. | HMO | 4.5★ | $0 | $1,900 | $0 |
| Optimum Platinum Plan (HMO) | Optimum HealthCare, Inc. | HMO | 4.5★ | $0 | $1,000 | $0 |
| Solis Healthy Living Plan (HMO) | Solis Health Plans | HMO | 3.5★ | $0 | $2,900 | $0 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | 3.5★ | $127 | $9,850 | $685 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | 3.5★ | $0 | $9,250 | no Part D |
| UHC MedicareMax Medicare Advantage FL-0029 (HMO) | UnitedHealthcare | HMO | 4.5★ | $0 | $3,900 | $685 |
| UHC Preferred Medicare Advantage FL-0002 (HMO) | UnitedHealthcare | HMO | 4.5★ | $0 | $3,900 | $505 |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | 4★ | $0 | $5,000 | $700 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | 4★ | $0 | $2,700 | $700 |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP | 4.5★ | $0 | $3,900 | $0 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | 4.5★ | $0 | $9,850 | $700 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | 4.5★ | $0 | $9,850 | $700 |
| Aetna Medicare QMB Only Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | 4.5★ | $0 | $9,850 | $700 |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | Not rated | $0 | $2,200 | $450 |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | Not rated | $2.10 | $9,850 | $700 |
| American Health Advantage of Florida (HMO I-SNP) | American Health Advantage of Florida | HMO I-SNP | Not rated | $7.30 | $9,850 | $700 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) | AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | Not rated | $0 | $9,850 | $0 |
| CareBreeze (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | 4.5★ | $0 | $2,000 | $700 |
| CareBreeze Platinum (HMO-POS C-SNP) | CarePlus Health Plans, Inc. | HMO-POS C-SNP | 4.5★ | $0 | $3,400 | $700 |
| CareComplete (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | 4.5★ | $0 | $2,000 | $700 |
| CareComplete Platinum (HMO-POS C-SNP) | CarePlus Health Plans, Inc. | HMO-POS C-SNP | 4.5★ | $0 | $3,400 | $700 |
| CareNeeds Platinum (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP | 4.5★ | $0 | $3,400 | $700 |
| DEVOTED C-SNP ENHANCED 073 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | 5★ | $0 | $4,400 | $465 |
| DEVOTED C-SNP PLUS 084 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | 5★ | $0 | $9,850 | $461 |
| DEVOTED DUAL 020 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 5★ | $0 | $4,400 | $700 |
| DEVOTED DUAL FULL 077 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 5★ | $0 | $9,850 | $700 |
| DEVOTED DUAL QMB 054 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 5★ | $0 | $9,850 | $700 |
| DrExtraCare-SFL (HMO C-SNP) | Doctors HealthCare Plans, Inc. | HMO C-SNP | 4★ | $0 | $3,400 | $0 |
| DrFullDual-SFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | 4★ | $0 | $3,400 | $700 |
| DrPartialDual-SFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | 4★ | $0 | $3,400 | $700 |
| Florida Complete Care (HMO I-SNP) | Florida Complete Care | HMO I-SNP | 3★ | $0 | $3,400 | $260 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | Florida Complete Care | HMO-POS I-SNP | 3★ | $0 | $3,400 | $260 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP | 3★ | $0 | $3,400 | $260 |
| Freedom Medi-Medi Partial (HMO D-SNP) | Freedom Health, Inc. | HMO D-SNP | 4.5★ | $0 | $500 | $105 |
| Freedom VIP Savings (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | 4.5★ | $0 | $3,400 | $0 |
| Freedom VIP Savings COPD (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | 4.5★ | $0 | $3,400 | $0 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Not rated | $0 | $3,400 | $0 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Not rated | $7.30 | $9,250 | $700 |
| Gold Dialysis Premier (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Not rated | $0 | $2,400 | $0 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Not rated | $0 | $2,700 | $0 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Not rated | $7.30 | $9,750 | $700 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Not rated | $0 | $4,100 | $0 |
| HealthSun MediSun Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | HMO D-SNP | 4.5★ | $0 | $3,450 | $700 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | HMO D-SNP | 4.5★ | $0 | $3,450 | $700 |
| HealthSun VitalCare (HMO C-SNP) | HealthSun Health Plans, Inc. | HMO C-SNP | 4.5★ | $0 | $1,900 | $0 |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | 4.5★ | $0 | $9,850 | $700 |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | 3.5★ | $0 | $9,850 | $620 |
| Humana Dual Select H1036-077 (HMO D-SNP) | Humana | HMO D-SNP | 4.5★ | $0 | $3,400 | $700 |
| Humana Dual Select H1036-304 (HMO D-SNP) | Humana | HMO D-SNP | 4.5★ | $0 | $3,400 | $700 |
| Humana Dual Select H7284-010 (PPO D-SNP) | Humana | PPO D-SNP | 3.5★ | $0 | $4,900 | $300 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP | 4.5★ | $0 | $3,400 | $700 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4.5★ | $0 | $2,450 | $700 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | 4.5★ | $0 | $2,450 | $700 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP | Not rated | $7.30 | $9,850 | $700 |
| Optimum Emerald Partial (HMO D-SNP) | Optimum HealthCare, Inc. | HMO D-SNP | 4.5★ | $0 | $500 | $105 |
| Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP | 4.5★ | $0 | $500 | $350 |
| Solis Balanced Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | 3.5★ | $7.30 | $3,200 | $700 |
| Solis Guardian Plan (HMO D-SNP) | Solis Health Plans | HMO D-SNP | 3.5★ | $7.30 | $3,400 | $700 |
| Solis Wellness Giveback Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | 3.5★ | $0 | $3,400 | $0 |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | 3.5★ | $0 | $2,900 | $0 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4★ | $0 | $9,850 | $700 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | 3.5★ | $0 | $9,850 | $700 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4★ | $7.30 | $9,850 | $700 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 4.5★ | $6.10 | $9,850 | $700 |
| UHC Preferred Dual Complete FL-QV4 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | 4.5★ | $0 | $9,850 | $400 |
| UHC Preferred Dual Complete FL-QV5 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | 4.5★ | $7.30 | $2,900 | $700 |
| UHC Preferred Dual Complete FL-Y6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 4.5★ | $0 | $9,850 | $700 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | 4★ | $0 | $9,850 | $700 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP | 4★ | $0 | $9,850 | $700 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) | Wellcare | HMO D-SNP | 4★ | $7.30 | $9,850 | $700 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | 4★ | $0 | $3,000 | $700 |
A filter narrows the shelf; it does not recommend a plan. Whether a plan works for you depends on your prescriptions, your doctors and your budget, and the only way to settle that is to check your own drug list and provider list against the specific plan.
How and when to enroll
Four windows cover almost every situation. Enrolling at the wrong time is the most common avoidable mistake in Medicare, and some of it cannot be undone until the following year.
| Window | Dates | Who it is for |
|---|---|---|
| Annual Enrollment Period | October 15 – December 7, 2026 | Anyone on Medicare. Change Medicare Advantage or Part D plans for coverage starting January 1, 2027. The last choice you make by December 7 is the one that takes effect. |
| Medicare Advantage Open Enrollment | January 1 – March 31, 2027 | People already in a Medicare Advantage plan. One switch to another Medicare Advantage plan, or back to Original Medicare with a stand-alone Part D plan. Not available if you are on Original Medicare. |
| Non-renewal Special Enrollment Period | December 8, 2026 – end of February 2027 | Members whose plan is not being renewed for 2027. Extra time beyond the Annual Enrollment Period. Your Annual Notice of Change is what tells you whether this applies to you. |
| Initial Enrollment Period | The 7 months around your 65th birthday | People new to Medicare — three months before the month you turn 65, that month, and three months after. Late Part B and Part D enrollment carries a penalty that lasts as long as you have the coverage. |
Free review, no obligation
Want someone local to go through the Broward County shelf with you?
Questions about Medicare in Broward County
How many Medicare Advantage plans are available in Broward County for 2027?
44 Medicare Advantage plans, down from 50 for 2026, plus 62 Special Needs Plans for people who are dual eligible, have a qualifying chronic condition, or live in an institution. 38 of the Medicare Advantage plans carry a $0 monthly premium.
Is a $0-premium Medicare Advantage plan in Broward County really free?
No. You still pay your Medicare Part B premium to Medicare, and a $0-premium plan still has copays, coinsurance and an out-of-pocket maximum. In Broward County for 2027, the average in-network out-of-pocket maximum is $4,824 and the highest on the shelf is $9,850. A $0 premium tells you what you pay in a month when nothing happens; the out-of-pocket maximum tells you what a bad year costs.
My Broward County plan is being discontinued. What happens if I do nothing?
If your plan is ending outright, you go back to Original Medicare on January 1 with no drug coverage, which can trigger a Part D late enrollment penalty. If your plan is being consolidated into another plan, you are moved into the successor plan automatically — which may have a different network, a different drug list and a different premium. Either way you also get a Special Enrollment Period from December 8 through the end of February to choose something yourself.
Do the star ratings on this page apply to 2027?
No, and we have labeled them accordingly. CMS releases new ratings in October and the 2027 landscape file ships with the rating column empty, so every star figure here is the contract’s 2026 overall rating. Across Broward County’s Medicare Advantage plans, 70% are at 4 stars or better on that basis. We update the page when the 2027 ratings publish.
I live in Broward but see a doctor in Miami-Dade. Does that work?
Often yes, but it depends on the plan, not the county line. Several carriers build a single South Florida network across Broward and Miami-Dade; others draw the network at the county boundary and treat the other county as out of network. This is worth checking by name before you enroll, because a referral pattern you have used for years can break on January 1 without anyone telling you.
Sources and methodology
-
CY2027 Medicare Advantage / Part D Landscape Source Files, Centers for Medicare & Medicaid Services —
cy2027-landscape-202609.zip (CY2027_Landscape_202609.csv). Published 2026-09-28. Accessed 2026-10-12. -
CY2026 Medicare Advantage / Part D Landscape Source Files, Centers for Medicare & Medicaid Services —
cy2026-landscape-202603.zip (CY2026_Landscape_202603.csv). Published 2026-03. Accessed 2026-10-12. The March 2026 refresh of the CY2026 landscape, which is the CY2026 vintage loaded in the data. CMS republishes the landscape during the plan year; the September 2025 release that first set CY2026 is superseded by this one. -
2026 Part C & D Medicare Star Ratings Data, Centers for Medicare & Medicaid Services —
star_ratings_2026.zip. Published 2025-10-09. Accessed 2026-10-12. The newest star ratings CMS has published. CY2027 ratings are blank in the landscape file until the October 2026 release, so every star figure on this page is the 2026 rating of the contract that carries the plan into 2027. -
Medicare Monthly Enrollment (June 2026), Centers for Medicare & Medicaid Services —
Medicare Monthly Enrollment Data_June 2026.csv. Published 2026-09-23. Accessed 2026-10-12. -
Medicare & You 2027, Centers for Medicare & Medicaid Services —
CMS Product No. 10050. Accessed 2026-10-12.
How these numbers were produced
- Plan counts, premiums, deductibles and out-of-pocket maximums are counted directly from the CMS landscape source files for Broward County, one row per contract-plan-segment, for both plan years. Nothing is modeled or estimated.
- Every Medicare Advantage and MA-PD aggregate excludes Special Needs Plans. SNPs are counted on their own row and in their own table. Mixing them moves the premium and out-of-pocket averages a long way, because SNP cost sharing is built around Medicaid wrap-around rather than a retail premium.
- Average Part C premium and average consolidated Part C + D premium are reported as two separate rows and never combined.
- Star ratings are the contract’s 2026 overall rating, the newest CMS has published. The 2027 landscape file leaves the rating column empty until the October Star Ratings release. Plans whose contract has no rating are shown as unrated rather than being dropped from the count.
- Enrollment figures are county totals from the CMS Medicare Monthly Enrollment file for June 2026. CMS does not publish plan-level enrollment by county in the files behind this page, so this page reports no “most popular plan” ranking rather than estimating one.
- Plans are described as leaving or arriving on the shelf purely on whether a matching contract-plan-segment record exists in each year’s file. Because the 2027 CMS plan crosswalk has not published, no individual plan is labeled terminated and no successor plan is named.
- This page is a reading of public CMS data, not plan advice. Benefits, networks and formularies are set by the carriers and change; the plan’s own Evidence of Coverage governs.